Travel Loan

Your dream vacation is just a click away. Get ₹7,000 to ₹1,00,000 instantly and travel around the world without waiting — because memories can't be postponed.

Get a loan online!

Who is eligible to apply?

Indian residents

Residency

Aged 21 to 55 years

Age

With a regular income

Minimum in-hand salary

Benefits of a Travel Loan from Kubiz

Instant Approval for Spontaneous Trips

Found a flash sale on flights? Last-minute group plan? Get approved in minutes and book immediately before prices surge or availability runs out.

Apply From Anywhere

Planning your trip from a café or already at the airport? Apply through our app in minutes — no branch visits, no paperwork, just instant funds.

No Travel Itinerary or Ticket Proof Required

We trust your travel plans. No need to submit flight bookings, hotel reservations, or detailed itineraries upfront. Your word is enough.

Flexible Loan Amounts for Any Budget

Whether it's a budget backpacking trip or a luxury international vacation, borrow exactly what you need — from ₹10,000 to ₹1,00,000.

Easy EMIs That Don't Burden Your Return

Choose repayment tenure from 3 to 12 months. Enjoy your vacation now and repay comfortably after you're back, refreshed and recharged.

Transparent Pricing with No Hidden Fees

Interest rates starting from 1.5% per month with all charges displayed upfront. No unpleasant surprises when you return from your trip.

Safe, Secure & RBI Compliant

Travel with peace of mind knowing your loan comes from an RBI registered NBFC with bank-grade security protecting all your personal data.

Loan Calculator

Get your first online loan for a travel of your dream in few minutes.

Loan amount

₹ 1,00,000

₹ 7,000

₹ 1,00,000

Loan term

7 months

3 months

6 months

Installment

Why You May Need a Travel Loan

Travel isn’t just about visiting new places — it’s about experiences that enrich your soul, memories that last forever, and stories you’ll tell for years. But often, the perfect travel opportunity arrives at the wrong financial moment, and waiting means missing out completely.

Perhaps your friends are planning that long-awaited Goa trip next month, but your savings are tied up in investments you can’t break. Maybe you’ve always dreamed of seeing the Himalayas, and finally have vacation days approved, but your budget is stretched thin after recent expenses. International flight prices are at an all-time low for that European destination on your bucket list, but booking requires immediate payment. These opportunities don’t wait for convenient timing.

A travel loan from Kubiz transforms «someday» into «next week.» It’s designed for the working professional who deserves a break but can’t drain emergency savings, the young adventurer who wants to explore before life gets busier, or the family that needs a vacation together but faces temporary cash flow challenges. Travel isn’t frivolous — it’s essential for mental health, family bonding, and personal growth.

Beyond leisure, travel loans also serve practical purposes. Perhaps you need to attend a destination wedding for your closest friend, travel internationally for a job interview that could change your career, or visit ailing relatives in another country urgently. Maybe you’re planning your honeymoon and want it to be special without compromising on the experience due to budget constraints.

The beauty of travel is that it creates priceless memories, but those memories often come with a price tag that hits all at once — flights, hotels, activities, food, shopping, and buffer money for unexpected adventures. A Kubiz travel loan lets you spread this cost over manageable monthly installments, so you can fully immerse yourself in the journey without constantly checking your bank balance or cutting corners on experiences.

FAQ

Kubiz offers competitive interest rates starting from 1.5% per month for travel loans. The exact rate depends on your credit profile, income level, loan amount, and chosen tenure. All charges including processing fees if any are displayed upfront before you apply, so there are absolutely no hidden costs. You can calculate your exact monthly EMI in the app before committing to the loan, giving you complete transparency and control over your travel budget.

Absolutely! Kubiz travel loans can be used for both domestic and international travel without any restrictions. Whether you're exploring Rajasthan, backpacking through Southeast Asia, honeymooning in Europe, or visiting family abroad, your loan covers everything from international and domestic flight tickets to hotel and accommodation bookings, visa application fees, travel insurance, foreign exchange, activities and tours, shopping and dining expenses, and even emergency travel funds.

You can get a travel loan of up to ₹1,00,000 from Kubiz, depending on your monthly income and stability, credit score and history, existing loan obligations, and repayment capacity assessment. Most working professionals qualify for ₹50,000 to ₹1,00,000, which comfortably covers domestic vacations or budget international trips. First-time borrowers may start with lower amounts, but after establishing a good repayment record, you can access higher limits for your next adventure.

Lightning fast! Most Kubiz travel loans are approved within minutes if your documents are complete and eligibility is clear. The money is credited to your bank account immediately after approval, often within the same hour. This means you can apply in the morning and book your afternoon flight, making it perfect for flash sales, last-minute deals, or spontaneous travel plans. Our automated system works 24/7 to ensure you don't miss out on time-sensitive travel opportunities.

Yes! Kubiz welcomes applications from self-employed individuals, freelancers, consultants, and business owners who love to travel. You'll need to provide Income Tax Returns for 1-2 years or bank statements showing regular income for 3-6 months, along with your PAN card and Aadhaar card. Proof of business like GST registration or business license is optional but helpful. Your approval depends on demonstrated income stability and repayment capacity, not your employment type, so consistent income is the key factor.

Once disbursed, the loan money is yours to use as needed without restrictions. If your trip gets cancelled due to emergencies, visa rejection, health issues, or changed plans, you can use the funds for a different trip or destination, use it for any other personal need like home expenses or education, or repay the loan immediately without any prepayment penalty to save on interest. We understand that life is unpredictable and plans change, so you're not locked into the original travel purpose.