Instant Personal Loans
Zero Stress
100% Trust
From ₹5,000 to ₹1,00,000 — get quick cash when you need it most, with KuBiz by your side
₹ 70,000
Loan for purchases
₹ 25,000
Apply Now
Loan Directions
Education Fees
Medical Emergency
Travel
Home Renovation
What makes us different
Instant Approval
Apply in minutes. Get money in your account, fast.
No queues and no delays.
No queues and no delays.
No Collateral
No Paperwork. 100% digital, zero hassle and no tension of providing us with a collateral.
Safe & Secure
RBI compliant with bank-grade data protection.
We will protect the information you share with us.
We will protect the information you share with us.
No Hidden Charges
What you see is exactly what you pay.
We will never charge you any secret fees.
We will never charge you any secret fees.
Apply in Just 4 Simple Steps
1
Fill Required
Details
Fill out a simple application form on our app
2
Confirm Your
Identity
Complete your KYC
3
Sign
Agreement
Go through the details of the loan and sign the agreement
🤩
Receive
Money
The loan will be transferred to your bank account
Install KuBiz app
Because we get it - life doesn’t wait till payday. Kubiz helps you bridge those short gaps, with simple, secure and transparent personal loans designed for real people in real situations. We support you in all aspects of your life.
What Our Users Say
Best part
I planned a last-minute trip to Bali with my friends. Kubiz ka travel loan came through instantly. EMI bhi comfortable tha. Best part - all done from my phone!
Total life saver
My salary was still a week away and I had a sudden medical bill. Applied on Kubiz and boom - money in my account in minutes. No awkward calls, no paperwork. Total life saver!
Smooth experience
I wanted to renovate my studio before Diwali, but funds were tight. Kubiz helped me upgrade my space without breaking my savings. Smooth experience from start to finish.
FAQ
What is Kubiz?
Kubiz is an RBI registered NBFC (CIN U65999MH2010PTC204859). We give personal loans designed for real people in real situations through our secure and compliant application.
What are the products offered by Kubiz?
We offer personal loans to salaried individuals at affordable interest rates and easy repayments through EMIs. We also give relocation loans to help migrant workers complete their process to travel abroad for work.
What is a personal loan from Kubiz?
A personal loan from Kubiz is an instant loan that you can use for almost anything — medical bills, travel, shopping, home renovation, or education. No collateral, no hidden charges, just quick cash when you need it most.
How much loan amount can I get?
You can get a personal loan of up to ₹1 lakh depending on your eligibility, income, and repayment history.
How fast will I get the money?
Super fast ⚡ — most of our users get the loan approved within minutes, and the amount is credited directly to your bank account right after approval
What’s the interest rate on a Kubiz personal loan?
Our interest rates are transparent and competitive, starting as low as 1.5% per month (varies based on your profile and loan tenure). You’ll see all charges upfront before you apply.
What are the repayment options?
You can choose flexible EMIs ranging from 3 to 12 months. Repay through auto-debit or UPI — whatever’s more convenient for you.
Do I need to submit any documents?
Just the basics — PAN card, Aadhaar card, and proof of income (like salary slip or bank statement). Everything happens online — no physical paperwork.
How can I apply for a loan?
You can apply for a loan in four simple steps:
- Download the app
- Fill in a few required details.
- Complete your KYC.
- Setup the mandate and Sign the Loan Agreement
How do I download the Kubiz App?
You can download the app from here:
Who can apply for a Kubiz personal loan?
Anyone who is:
- An Indian citizen
- Aged 21 to 55 years
- Has a regular income (salary or self-employed)
- Has a valid bank account and KYC documents
Can I repay early or pre-close my loan?
Yes! You can repay your loan early anytime. We believe in transparency — no hidden prepayment penalties.
What happens if I miss an EMI?
Life happens — we get it. If you ever miss an EMI, you’ll get gentle reminders and guidance to help you get back on track. Just remember, timely payments keep your credit score healthy.
Can I apply again after repaying my first loan?
Of course! In fact, users with good repayment history often get higher loan limits and faster approvals on their next application.
Can I apply if I already have another loan?
Yes, you can — as long as your income and repayment capacity meet our eligibility criteria. We’ll assess your credit score and existing EMIs to ensure you borrow responsibly.
I have more questions, how do I reach out to you?
You can drop us an email at care@kubiz.in. We will get back to you as soon as possible.